Call report 2022Q1
HOUGHTON STATE BANK — 2022Q1
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 233,013,000 | USD | evidence → |
| Total loans | 157,462,000 | USD | evidence → |
| Allowance for loan losses | 1,969,000 | USD | evidence → |
| Securities available for sale | 34,419,000 | USD | evidence → |
| Securities held to maturity | 2,799,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 205,779,000 | USD | evidence → |
| Interest-bearing deposits | 153,905,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,874,000 | USD | evidence → |
| Equity capital | 26,907,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,576,000 | USD | evidence → |
| Interest expense | 47,000 | USD | evidence → |
| Net interest income | 1,529,000 | USD | evidence → |
| Noninterest income | 175,000 | USD | evidence → |
| Noninterest expense | 943,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 757,000 | USD | evidence → |
| Income tax | 182,000 | USD | evidence → |
| Net income | 575,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,976,000 | USD | evidence → |
| Total capital | 24,945,000 | USD | evidence → |
| Risk-weighted assets | 164,634,000 | USD | evidence → |