Call report 2020Q4
HOUGHTON STATE BANK — 2020Q4
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 199,862,000 | USD | evidence → |
| Total loans | 162,456,000 | USD | evidence → |
| Allowance for loan losses | 1,780,000 | USD | evidence → |
| Securities available for sale | 19,886,000 | USD | evidence → |
| Securities held to maturity | 3,343,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,075,000 | USD | evidence → |
| Interest-bearing deposits | 122,436,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,639,000 | USD | evidence → |
| Equity capital | 25,857,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,596,000 | USD | evidence → |
| Interest expense | 563,000 | USD | evidence → |
| Net interest income | 7,033,000 | USD | evidence → |
| Noninterest income | 463,000 | USD | evidence → |
| Noninterest expense | 4,045,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 3,300,000 | USD | evidence → |
| Income tax | 799,000 | USD | evidence → |
| Net income | 2,501,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,464,000 | USD | evidence → |
| Total capital | 22,244,000 | USD | evidence → |
| Risk-weighted assets | 164,657,000 | USD | evidence → |