Call report 2020Q3
HOUGHTON STATE BANK — 2020Q3
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 194,070,000 | USD | evidence → |
| Total loans | 154,600,000 | USD | evidence → |
| Allowance for loan losses | 1,658,000 | USD | evidence → |
| Securities available for sale | 19,902,000 | USD | evidence → |
| Securities held to maturity | 3,349,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,000,000 | USD | evidence → |
| Interest-bearing deposits | 123,876,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,124,000 | USD | evidence → |
| Equity capital | 25,120,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,491,000 | USD | evidence → |
| Interest expense | 463,000 | USD | evidence → |
| Net interest income | 5,028,000 | USD | evidence → |
| Noninterest income | 349,000 | USD | evidence → |
| Noninterest expense | 3,036,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 2,307,000 | USD | evidence → |
| Income tax | 642,000 | USD | evidence → |
| Net income | 1,665,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,628,000 | USD | evidence → |
| Total capital | 21,286,000 | USD | evidence → |
| Risk-weighted assets | 157,400,000 | USD | evidence → |