Call report 2020Q1
HOUGHTON STATE BANK — 2020Q1
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 173,911,000 | USD | evidence → |
| Total loans | 133,065,000 | USD | evidence → |
| Allowance for loan losses | 1,642,000 | USD | evidence → |
| Securities available for sale | 15,284,000 | USD | evidence → |
| Securities held to maturity | 3,665,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,700,000 | USD | evidence → |
| Interest-bearing deposits | 115,830,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,870,000 | USD | evidence → |
| Equity capital | 25,255,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,847,000 | USD | evidence → |
| Interest expense | 215,000 | USD | evidence → |
| Net interest income | 1,632,000 | USD | evidence → |
| Noninterest income | 107,000 | USD | evidence → |
| Noninterest expense | 1,010,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 715,000 | USD | evidence → |
| Income tax | 172,000 | USD | evidence → |
| Net income | 543,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,025,000 | USD | evidence → |
| Total capital | 21,667,000 | USD | evidence → |
| Risk-weighted assets | 133,885,000 | USD | evidence → |