Call report 2019Q4
HOUGHTON STATE BANK — 2019Q4
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,788,000 | USD | evidence → |
| Total loans | 133,658,000 | USD | evidence → |
| Allowance for loan losses | 1,632,000 | USD | evidence → |
| Securities available for sale | 16,088,000 | USD | evidence → |
| Securities held to maturity | 3,673,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 151,141,000 | USD | evidence → |
| Interest-bearing deposits | 117,137,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,004,000 | USD | evidence → |
| Equity capital | 24,696,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,392,000 | USD | evidence → |
| Interest expense | 921,000 | USD | evidence → |
| Net interest income | 6,471,000 | USD | evidence → |
| Noninterest income | 668,000 | USD | evidence → |
| Noninterest expense | 4,025,000 | USD | evidence → |
| Provision for loan losses | 131,000 | USD | evidence → |
| Pretax income | 2,992,000 | USD | evidence → |
| Income tax | 727,000 | USD | evidence → |
| Net income | 2,265,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,482,000 | USD | evidence → |
| Total capital | 21,114,000 | USD | evidence → |
| Risk-weighted assets | 134,927,000 | USD | evidence → |