Call reports 2012
CBC NATIONAL BANK — 2012
What CBC NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 438,243,000 | 414,906,000 | 424,933,000 | 475,008,000 |
| Total loans | 295,848,000 | 282,387,000 | 293,743,000 | 304,509,000 |
| Allowance for loan losses | 5,813,000 | 5,645,000 | 5,529,000 | 4,679,000 |
| Securities available for sale | 18,476,000 | 17,128,000 | 15,723,000 | 18,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,960,000 | 350,123,000 | 340,902,000 | 338,099,000 |
| Interest-bearing deposits | 341,264,000 | 327,042,000 | 316,103,000 | 315,249,000 |
| Noninterest-bearing deposits | 22,696,000 | 23,081,000 | 24,799,000 | 22,850,000 |
| Equity capital | 40,454,000 | 40,534,000 | 41,472,000 | 42,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,544,000 | 8,670,000 | 12,790,000 | 17,102,000 |
| Interest expense | 1,097,000 | 2,104,000 | 3,060,000 | 3,978,000 |
| Net interest income | 3,447,000 | 6,566,000 | 9,730,000 | 13,124,000 |
| Noninterest income | 9,855,000 | 20,272,000 | 32,683,000 | 45,963,000 |
| Noninterest expense | 11,676,000 | 23,740,000 | 37,165,000 | 50,876,000 |
| Provision for loan losses | 1,017,000 | 2,319,000 | 3,126,000 | 4,084,000 |
| Pretax income | 750,000 | 920,000 | 2,263,000 | 4,268,000 |
| Income tax | 210,000 | 257,000 | 679,000 | 1,557,000 |
| Net income | 540,000 | 663,000 | 1,584,000 | 2,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,998,000 | 39,065,000 | 40,223,000 | 42,151,000 |
| Total capital | 41,998,000 | 41,835,000 | 43,099,000 | 45,135,000 |
| Risk-weighted assets | 235,773,000 | 216,991,000 | 225,328,000 | 234,968,000 |