Call report 2004Q4
NORTH CAMBRIDGE CO-OPERATIVE BANK — 2004Q4
The 22 measures NORTH CAMBRIDGE CO-OPERATIVE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,521,000 | USD | evidence → |
| Total loans | 42,638,000 | USD | evidence → |
| Allowance for loan losses | 582,000 | USD | evidence → |
| Securities available for sale | 28,017,000 | USD | evidence → |
| Securities held to maturity | 4,008,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,993,000 | USD | evidence → |
| Interest-bearing deposits | 67,812,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,181,000 | USD | evidence → |
| Equity capital | 16,340,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,697,000 | USD | evidence → |
| Interest expense | 1,441,000 | USD | evidence → |
| Net interest income | 2,256,000 | USD | evidence → |
| Noninterest income | 34,000 | USD | evidence → |
| Noninterest expense | 1,350,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 941,000 | USD | evidence → |
| Income tax | 336,000 | USD | evidence → |
| Net income | 605,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,682,000 | USD | evidence → |
| Total capital | 16,367,000 | USD | evidence → |
| Risk-weighted assets | 44,874,000 | USD | evidence → |