Call report 2012Q4
ROYAL SAVINGS BANK — 2012Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,783,000 | USD | evidence → |
| Total loans | 67,920,000 | USD | evidence → |
| Allowance for loan losses | 1,832,000 | USD | evidence → |
| Securities available for sale | 34,494,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,182,000 | USD | evidence → |
| Interest-bearing deposits | 63,045,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,137,000 | USD | evidence → |
| Equity capital | 16,977,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,118,000 | USD | evidence → |
| Interest expense | 229,000 | USD | evidence → |
| Net interest income | 3,889,000 | USD | evidence → |
| Noninterest income | -51,000 | USD | evidence → |
| Noninterest expense | 3,916,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 550,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 538,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,126,000 | USD | evidence → |
| Total capital | 16,957,000 | USD | evidence → |
| Risk-weighted assets | 65,468,000 | USD | evidence → |