Call report 2012Q3
ROYAL SAVINGS BANK — 2012Q3
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,064,000 | USD | evidence → |
| Total loans | 53,649,000 | USD | evidence → |
| Allowance for loan losses | 1,780,000 | USD | evidence → |
| Securities available for sale | 53,868,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,090,000 | USD | evidence → |
| Interest-bearing deposits | 62,802,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,288,000 | USD | evidence → |
| Equity capital | 16,833,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,036,000 | USD | evidence → |
| Interest expense | 178,000 | USD | evidence → |
| Net interest income | 2,858,000 | USD | evidence → |
| Noninterest income | -105,000 | USD | evidence → |
| Noninterest expense | 2,925,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 240,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 232,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,816,000 | USD | evidence → |
| Total capital | 16,924,000 | USD | evidence → |
| Risk-weighted assets | 87,928,000 | USD | evidence → |