Call report 2006Q3
VALLEY RIDGE BANK — 2006Q3
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 213,857,000 | USD | evidence → |
| Total loans | 149,250,000 | USD | evidence → |
| Allowance for loan losses | 1,791,000 | USD | evidence → |
| Securities available for sale | 35,225,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,456,000 | USD | evidence → |
| Interest-bearing deposits | 138,490,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,966,000 | USD | evidence → |
| Equity capital | 21,493,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,880,000 | USD | evidence → |
| Interest expense | 3,669,000 | USD | evidence → |
| Net interest income | 6,211,000 | USD | evidence → |
| Noninterest income | 2,165,000 | USD | evidence → |
| Noninterest expense | 5,876,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 2,363,000 | USD | evidence → |
| Income tax | 637,000 | USD | evidence → |
| Net income | 1,726,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,578,000 | USD | evidence → |
| Total capital | 23,369,000 | USD | evidence → |
| Risk-weighted assets | 154,316,000 | USD | evidence → |