Call report 2006Q2
VALLEY RIDGE BANK — 2006Q2
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 214,174,000 | USD | evidence → |
| Total loans | 147,992,000 | USD | evidence → |
| Allowance for loan losses | 1,749,000 | USD | evidence → |
| Securities available for sale | 36,056,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 170,625,000 | USD | evidence → |
| Interest-bearing deposits | 137,378,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,247,000 | USD | evidence → |
| Equity capital | 20,857,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,500,000 | USD | evidence → |
| Interest expense | 2,395,000 | USD | evidence → |
| Net interest income | 4,105,000 | USD | evidence → |
| Noninterest income | 1,410,000 | USD | evidence → |
| Noninterest expense | 3,954,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,469,000 | USD | evidence → |
| Income tax | 387,000 | USD | evidence → |
| Net income | 1,082,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,245,000 | USD | evidence → |
| Total capital | 22,994,000 | USD | evidence → |
| Risk-weighted assets | 153,141,000 | USD | evidence → |