Call report 2005Q4
VALLEY RIDGE BANK — 2005Q4
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 216,262,000 | USD | evidence → |
| Total loans | 151,091,000 | USD | evidence → |
| Allowance for loan losses | 1,674,000 | USD | evidence → |
| Securities available for sale | 38,411,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 165,903,000 | USD | evidence → |
| Interest-bearing deposits | 132,964,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,939,000 | USD | evidence → |
| Equity capital | 20,439,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,581,000 | USD | evidence → |
| Interest expense | 3,890,000 | USD | evidence → |
| Net interest income | 7,691,000 | USD | evidence → |
| Noninterest income | 2,958,000 | USD | evidence → |
| Noninterest expense | 7,599,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 2,922,000 | USD | evidence → |
| Income tax | 704,000 | USD | evidence → |
| Net income | 2,218,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,578,000 | USD | evidence → |
| Total capital | 22,252,000 | USD | evidence → |
| Risk-weighted assets | 155,236,000 | USD | evidence → |