Call report 2005Q3
VALLEY RIDGE BANK — 2005Q3
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,518,000 | USD | evidence → |
| Total loans | 145,280,000 | USD | evidence → |
| Allowance for loan losses | 1,697,000 | USD | evidence → |
| Securities available for sale | 39,297,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,904,000 | USD | evidence → |
| Interest-bearing deposits | 126,238,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,666,000 | USD | evidence → |
| Equity capital | 20,053,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,486,000 | USD | evidence → |
| Interest expense | 2,799,000 | USD | evidence → |
| Net interest income | 5,687,000 | USD | evidence → |
| Noninterest income | 2,121,000 | USD | evidence → |
| Noninterest expense | 5,757,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,952,000 | USD | evidence → |
| Income tax | 495,000 | USD | evidence → |
| Net income | 1,457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,024,000 | USD | evidence → |
| Total capital | 21,721,000 | USD | evidence → |
| Risk-weighted assets | 148,443,000 | USD | evidence → |