Call report 2002Q1
VALLEY RIDGE BANK — 2002Q1
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 172,845,000 | USD | evidence → |
| Total loans | 122,581,000 | USD | evidence → |
| Allowance for loan losses | 1,364,000 | USD | evidence → |
| Securities available for sale | 29,990,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,313,000 | USD | evidence → |
| Interest-bearing deposits | 106,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,128,000 | USD | evidence → |
| Equity capital | 17,314,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,889,000 | USD | evidence → |
| Interest expense | 954,000 | USD | evidence → |
| Net interest income | 1,935,000 | USD | evidence → |
| Noninterest income | 511,000 | USD | evidence → |
| Noninterest expense | 1,767,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 668,000 | USD | evidence → |
| Income tax | 182,000 | USD | evidence → |
| Net income | 486,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,066,000 | USD | evidence → |
| Total capital | 18,430,000 | USD | evidence → |
| Risk-weighted assets | 131,595,000 | USD | evidence → |