Call report 2001Q4
VALLEY RIDGE BANK — 2001Q4
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2001Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,041,000 | USD | evidence → |
| Total loans | 123,514,000 | USD | evidence → |
| Allowance for loan losses | 1,239,000 | USD | evidence → |
| Securities available for sale | 27,444,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,946,000 | USD | evidence → |
| Interest-bearing deposits | 100,582,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,364,000 | USD | evidence → |
| Equity capital | 17,150,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,566,000 | USD | evidence → |
| Interest expense | 5,194,000 | USD | evidence → |
| Net interest income | 7,372,000 | USD | evidence → |
| Noninterest income | 1,871,000 | USD | evidence → |
| Noninterest expense | 6,667,000 | USD | evidence → |
| Provision for loan losses | 680,000 | USD | evidence → |
| Pretax income | 2,292,000 | USD | evidence → |
| Income tax | 520,000 | USD | evidence → |
| Net income | 1,772,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,770,000 | USD | evidence → |
| Total capital | 18,009,000 | USD | evidence → |
| Risk-weighted assets | 123,409,000 | USD | evidence → |