Call report 2004Q2
CITIZENS SAVINGS BANK — 2004Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,840,000 | USD | evidence → |
| Total loans | 40,737,000 | USD | evidence → |
| Allowance for loan losses | 628,000 | USD | evidence → |
| Securities available for sale | 43,092,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,620,000 | USD | evidence → |
| Interest-bearing deposits | 73,484,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,136,000 | USD | evidence → |
| Equity capital | 5,981,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,150,000 | USD | evidence → |
| Interest expense | 571,000 | USD | evidence → |
| Net interest income | 1,579,000 | USD | evidence → |
| Noninterest income | 149,000 | USD | evidence → |
| Noninterest expense | 851,000 | USD | evidence → |
| Provision for loan losses | 13,000 | USD | evidence → |
| Pretax income | 889,000 | USD | evidence → |
| Income tax | 41,000 | USD | evidence → |
| Net income | 848,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,515,000 | USD | evidence → |
| Total capital | 7,141,000 | USD | evidence → |
| Risk-weighted assets | 50,066,000 | USD | evidence → |