Call report 2004Q1
CITIZENS SAVINGS BANK — 2004Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,117,000 | USD | evidence → |
| Total loans | 41,535,000 | USD | evidence → |
| Allowance for loan losses | 628,000 | USD | evidence → |
| Securities available for sale | 44,670,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,486,000 | USD | evidence → |
| Interest-bearing deposits | 78,970,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,516,000 | USD | evidence → |
| Equity capital | 7,296,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,059,000 | USD | evidence → |
| Interest expense | 286,000 | USD | evidence → |
| Net interest income | 773,000 | USD | evidence → |
| Noninterest income | 70,000 | USD | evidence → |
| Noninterest expense | 423,000 | USD | evidence → |
| Provision for loan losses | 13,000 | USD | evidence → |
| Pretax income | 407,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 389,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,351,000 | USD | evidence → |
| Total capital | 6,979,000 | USD | evidence → |
| Risk-weighted assets | 51,701,000 | USD | evidence → |