Call report 2003Q1
CITIZENS SAVINGS BANK — 2003Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,271,000 | USD | evidence → |
| Total loans | 39,423,000 | USD | evidence → |
| Allowance for loan losses | 590,000 | USD | evidence → |
| Securities available for sale | 43,896,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,115,000 | USD | evidence → |
| Interest-bearing deposits | 81,671,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,444,000 | USD | evidence → |
| Equity capital | 6,733,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,104,000 | USD | evidence → |
| Interest expense | 400,000 | USD | evidence → |
| Net interest income | 704,000 | USD | evidence → |
| Noninterest income | 98,000 | USD | evidence → |
| Noninterest expense | 406,000 | USD | evidence → |
| Provision for loan losses | 11,000 | USD | evidence → |
| Pretax income | 385,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 365,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,941,000 | USD | evidence → |
| Total capital | 6,531,000 | USD | evidence → |
| Risk-weighted assets | 49,664,000 | USD | evidence → |