Call report 2002Q4
CITIZENS SAVINGS BANK — 2002Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,934,000 | USD | evidence → |
| Total loans | 38,179,000 | USD | evidence → |
| Allowance for loan losses | 588,000 | USD | evidence → |
| Securities available for sale | 39,200,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,557,000 | USD | evidence → |
| Interest-bearing deposits | 73,120,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,437,000 | USD | evidence → |
| Equity capital | 6,874,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,750,000 | USD | evidence → |
| Interest expense | 1,804,000 | USD | evidence → |
| Net interest income | 2,946,000 | USD | evidence → |
| Noninterest income | 372,000 | USD | evidence → |
| Noninterest expense | 1,590,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 1,772,000 | USD | evidence → |
| Income tax | 89,000 | USD | evidence → |
| Net income | 1,683,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,893,000 | USD | evidence → |
| Total capital | 6,473,000 | USD | evidence → |
| Risk-weighted assets | 46,356,000 | USD | evidence → |