Call report 2005Q1
MAIN STREET BANK & TRUST — 2005Q1
The 22 measures MAIN STREET BANK & TRUST reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,212,406,000 | USD | evidence → |
| Total loans | 774,602,000 | USD | evidence → |
| Allowance for loan losses | 9,955,000 | USD | evidence → |
| Securities available for sale | 229,420,000 | USD | evidence → |
| Securities held to maturity | 82,227,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 983,616,000 | USD | evidence → |
| Interest-bearing deposits | 796,578,000 | USD | evidence → |
| Noninterest-bearing deposits | 187,038,000 | USD | evidence → |
| Equity capital | 81,468,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,391,000 | USD | evidence → |
| Interest expense | 4,512,000 | USD | evidence → |
| Net interest income | 9,879,000 | USD | evidence → |
| Noninterest income | 3,346,000 | USD | evidence → |
| Noninterest expense | 7,286,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 5,604,000 | USD | evidence → |
| Income tax | 1,980,000 | USD | evidence → |
| Net income | 3,624,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,238,000 | USD | evidence → |
| Total capital | 93,303,000 | USD | evidence → |
| Risk-weighted assets | 895,562,000 | USD | evidence → |