Call report 2004Q4
MAIN STREET BANK & TRUST — 2004Q4
The 22 measures MAIN STREET BANK & TRUST reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,209,207,000 | USD | evidence → |
| Total loans | 771,882,000 | USD | evidence → |
| Allowance for loan losses | 9,650,000 | USD | evidence → |
| Securities available for sale | 263,711,000 | USD | evidence → |
| Securities held to maturity | 81,164,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 986,030,000 | USD | evidence → |
| Interest-bearing deposits | 812,792,000 | USD | evidence → |
| Noninterest-bearing deposits | 173,238,000 | USD | evidence → |
| Equity capital | 91,182,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 54,384,000 | USD | evidence → |
| Interest expense | 16,877,000 | USD | evidence → |
| Net interest income | 37,507,000 | USD | evidence → |
| Noninterest income | 12,665,000 | USD | evidence → |
| Noninterest expense | 27,139,000 | USD | evidence → |
| Provision for loan losses | 1,100,000 | USD | evidence → |
| Pretax income | 22,066,000 | USD | evidence → |
| Income tax | 7,709,000 | USD | evidence → |
| Net income | 14,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 91,654,000 | USD | evidence → |
| Total capital | 101,428,000 | USD | evidence → |
| Risk-weighted assets | 912,602,000 | USD | evidence → |