Call report 2025Q4
VALLIANCE BANK — 2025Q4
The 22 measures VALLIANCE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 803,174,000 | USD | evidence → |
| Total loans | 673,358,000 | USD | evidence → |
| Allowance for loan losses | 7,586,000 | USD | evidence → |
| Securities available for sale | 61,157,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 689,057,000 | USD | evidence → |
| Interest-bearing deposits | 516,964,000 | USD | evidence → |
| Noninterest-bearing deposits | 172,093,000 | USD | evidence → |
| Equity capital | 79,297,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 56,720,000 | USD | evidence → |
| Interest expense | 17,308,000 | USD | evidence → |
| Net interest income | 39,412,000 | USD | evidence → |
| Noninterest income | 1,920,000 | USD | evidence → |
| Noninterest expense | 22,372,000 | USD | evidence → |
| Provision for loan losses | 1,573,000 | USD | evidence → |
| Pretax income | 17,389,000 | USD | evidence → |
| Income tax | 2,012,000 | USD | evidence → |
| Net income | 15,377,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,941,000 | USD | evidence → |