Call report 2025Q3
VALLIANCE BANK — 2025Q3
The 22 measures VALLIANCE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 761,243,000 | USD | evidence → |
| Total loans | 619,583,000 | USD | evidence → |
| Allowance for loan losses | 7,623,000 | USD | evidence → |
| Securities available for sale | 57,098,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 624,976,000 | USD | evidence → |
| Interest-bearing deposits | 467,158,000 | USD | evidence → |
| Noninterest-bearing deposits | 157,818,000 | USD | evidence → |
| Equity capital | 77,453,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,529,000 | USD | evidence → |
| Interest expense | 13,047,000 | USD | evidence → |
| Net interest income | 31,482,000 | USD | evidence → |
| Noninterest income | 1,484,000 | USD | evidence → |
| Noninterest expense | 20,775,000 | USD | evidence → |
| Provision for loan losses | 1,016,000 | USD | evidence → |
| Pretax income | 11,250,000 | USD | evidence → |
| Income tax | -2,282,000 | USD | evidence → |
| Net income | 13,532,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,284,000 | USD | evidence → |