Call report 2008Q4
VALLIANCE BANK — 2008Q4
The 22 measures VALLIANCE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 224,800,000 | USD | evidence → |
| Total loans | 204,804,000 | USD | evidence → |
| Allowance for loan losses | 959,000 | USD | evidence → |
| Securities available for sale | 12,210,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,946,000 | USD | evidence → |
| Interest-bearing deposits | 190,628,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,318,000 | USD | evidence → |
| Equity capital | 14,633,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,728,000 | USD | evidence → |
| Interest expense | 5,832,000 | USD | evidence → |
| Net interest income | 4,896,000 | USD | evidence → |
| Noninterest income | 114,000 | USD | evidence → |
| Noninterest expense | 4,136,000 | USD | evidence → |
| Provision for loan losses | 515,000 | USD | evidence → |
| Pretax income | 359,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,437,000 | USD | evidence → |
| Total capital | 15,396,000 | USD | evidence → |
| Risk-weighted assets | 142,582,000 | USD | evidence → |