Call report 2008Q3
VALLIANCE BANK — 2008Q3
The 22 measures VALLIANCE BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 187,954,000 | USD | evidence → |
| Total loans | 160,481,000 | USD | evidence → |
| Allowance for loan losses | 808,000 | USD | evidence → |
| Securities available for sale | 7,609,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 163,826,000 | USD | evidence → |
| Interest-bearing deposits | 151,581,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,245,000 | USD | evidence → |
| Equity capital | 14,498,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,966,000 | USD | evidence → |
| Interest expense | 4,387,000 | USD | evidence → |
| Net interest income | 3,579,000 | USD | evidence → |
| Noninterest income | 91,000 | USD | evidence → |
| Noninterest expense | 3,008,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 422,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 422,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,530,000 | USD | evidence → |
| Total capital | 15,338,000 | USD | evidence → |
| Risk-weighted assets | 124,944,000 | USD | evidence → |