Call report 2005Q4
VALLIANCE BANK — 2005Q4
The 22 measures VALLIANCE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,540,000 | USD | evidence → |
| Total loans | 37,882,000 | USD | evidence → |
| Allowance for loan losses | 258,000 | USD | evidence → |
| Securities available for sale | 991,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,656,000 | USD | evidence → |
| Interest-bearing deposits | 40,295,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,361,000 | USD | evidence → |
| Equity capital | 8,709,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,932,000 | USD | evidence → |
| Interest expense | 703,000 | USD | evidence → |
| Net interest income | 1,229,000 | USD | evidence → |
| Noninterest income | 31,000 | USD | evidence → |
| Noninterest expense | 1,729,000 | USD | evidence → |
| Provision for loan losses | 198,000 | USD | evidence → |
| Pretax income | -667,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -667,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,721,000 | USD | evidence → |
| Total capital | 8,979,000 | USD | evidence → |
| Risk-weighted assets | 41,091,000 | USD | evidence → |