Call report 2005Q3
VALLIANCE BANK — 2005Q3
The 22 measures VALLIANCE BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,000,000 | USD | evidence → |
| Total loans | 30,380,000 | USD | evidence → |
| Allowance for loan losses | 151,000 | USD | evidence → |
| Securities available for sale | 996,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,950,000 | USD | evidence → |
| Interest-bearing deposits | 30,212,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,738,000 | USD | evidence → |
| Equity capital | 8,929,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,185,000 | USD | evidence → |
| Interest expense | 375,000 | USD | evidence → |
| Net interest income | 810,000 | USD | evidence → |
| Noninterest income | 20,000 | USD | evidence → |
| Noninterest expense | 1,190,000 | USD | evidence → |
| Provision for loan losses | 91,000 | USD | evidence → |
| Pretax income | -451,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -451,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,937,000 | USD | evidence → |
| Total capital | 9,088,000 | USD | evidence → |
| Risk-weighted assets | 34,272,000 | USD | evidence → |