Call report 2025Q3
LOCUS BANK, INC. — 2025Q3
The 22 measures LOCUS BANK, INC. reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 340,588,000 | USD | evidence → |
| Total loans | 275,115,000 | USD | evidence → |
| Allowance for loan losses | 1,656,000 | USD | evidence → |
| Securities available for sale | 30,343,000 | USD | evidence → |
| Securities held to maturity | 4,315,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 240,130,000 | USD | evidence → |
| Interest-bearing deposits | 211,406,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,724,000 | USD | evidence → |
| Equity capital | 72,144,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,466,000 | USD | evidence → |
| Interest expense | 6,205,000 | USD | evidence → |
| Net interest income | 8,261,000 | USD | evidence → |
| Noninterest income | 682,000 | USD | evidence → |
| Noninterest expense | 4,892,000 | USD | evidence → |
| Provision for loan losses | 161,000 | USD | evidence → |
| Pretax income | 3,837,000 | USD | evidence → |
| Income tax | 788,000 | USD | evidence → |
| Net income | 3,049,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,063,000 | USD | evidence → |
Machine access — free, no API key
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