Call report 2025Q2
LOCUS BANK, INC. — 2025Q2
The 22 measures LOCUS BANK, INC. reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 332,059,000 | USD | evidence → |
| Total loans | 272,310,000 | USD | evidence → |
| Allowance for loan losses | 1,720,000 | USD | evidence → |
| Securities available for sale | 31,759,000 | USD | evidence → |
| Securities held to maturity | 4,405,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 233,788,000 | USD | evidence → |
| Interest-bearing deposits | 204,752,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,036,000 | USD | evidence → |
| Equity capital | 70,604,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,534,000 | USD | evidence → |
| Interest expense | 4,063,000 | USD | evidence → |
| Net interest income | 5,471,000 | USD | evidence → |
| Noninterest income | 296,000 | USD | evidence → |
| Noninterest expense | 3,341,000 | USD | evidence → |
| Provision for loan losses | 226,000 | USD | evidence → |
| Pretax income | 2,175,000 | USD | evidence → |
| Income tax | 448,000 | USD | evidence → |
| Net income | 1,727,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,841,000 | USD | evidence → |
Machine access — free, no API key
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