Call report 2020Q2
LOCUS BANK, INC. — 2020Q2
The 22 measures LOCUS BANK, INC. reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 245,624,000 | USD | evidence → |
| Total loans | 188,867,000 | USD | evidence → |
| Allowance for loan losses | 2,990,000 | USD | evidence → |
| Securities available for sale | 15,936,000 | USD | evidence → |
| Securities held to maturity | 5,449,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,658,000 | USD | evidence → |
| Interest-bearing deposits | 167,829,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,829,000 | USD | evidence → |
| Equity capital | 24,273,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,013,000 | USD | evidence → |
| Interest expense | 1,791,000 | USD | evidence → |
| Net interest income | 3,222,000 | USD | evidence → |
| Noninterest income | 209,000 | USD | evidence → |
| Noninterest expense | 2,214,000 | USD | evidence → |
| Provision for loan losses | 1,502,000 | USD | evidence → |
| Pretax income | -199,000 | USD | evidence → |
| Income tax | -106,000 | USD | evidence → |
| Net income | -93,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,920,000 | USD | evidence → |