Call report 2020Q1
LOCUS BANK, INC. — 2020Q1
The 22 measures LOCUS BANK, INC. reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,326,000 | USD | evidence → |
| Total loans | 161,581,000 | USD | evidence → |
| Allowance for loan losses | 2,929,000 | USD | evidence → |
| Securities available for sale | 18,218,000 | USD | evidence → |
| Securities held to maturity | 5,451,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 162,610,000 | USD | evidence → |
| Interest-bearing deposits | 157,108,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,502,000 | USD | evidence → |
| Equity capital | 23,467,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,331,000 | USD | evidence → |
| Interest expense | 947,000 | USD | evidence → |
| Net interest income | 1,384,000 | USD | evidence → |
| Noninterest income | 139,000 | USD | evidence → |
| Noninterest expense | 1,087,000 | USD | evidence → |
| Provision for loan losses | 1,429,000 | USD | evidence → |
| Pretax income | -954,000 | USD | evidence → |
| Income tax | -226,000 | USD | evidence → |
| Net income | -728,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,296,000 | USD | evidence → |