Call report 2025Q3
F & M BANK AND TRUST COMPANY — 2025Q3
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 84,869,000 | USD | evidence → |
| Total loans | 57,650,000 | USD | evidence → |
| Allowance for loan losses | 690,000 | USD | evidence → |
| Securities available for sale | 5,110,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,096,000 | USD | evidence → |
| Interest-bearing deposits | 52,958,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,138,000 | USD | evidence → |
| Equity capital | 7,014,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,674,000 | USD | evidence → |
| Interest expense | 870,000 | USD | evidence → |
| Net interest income | 2,804,000 | USD | evidence → |
| Noninterest income | 2,187,000 | USD | evidence → |
| Noninterest expense | 2,610,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 2,341,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,341,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,286,000 | USD | evidence → |
| Total capital | 8,992,000 | USD | evidence → |
| Risk-weighted assets | 66,988,000 | USD | evidence → |