Call report 2025Q2
F & M BANK AND TRUST COMPANY — 2025Q2
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,089,000 | USD | evidence → |
| Total loans | 58,733,000 | USD | evidence → |
| Allowance for loan losses | 675,000 | USD | evidence → |
| Securities available for sale | 5,106,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,734,000 | USD | evidence → |
| Interest-bearing deposits | 52,520,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,214,000 | USD | evidence → |
| Equity capital | 4,956,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,456,000 | USD | evidence → |
| Interest expense | 564,000 | USD | evidence → |
| Net interest income | 1,892,000 | USD | evidence → |
| Noninterest income | 309,000 | USD | evidence → |
| Noninterest expense | 1,725,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 451,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 451,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,396,000 | USD | evidence → |
| Total capital | 7,087,000 | USD | evidence → |
| Risk-weighted assets | 68,777,000 | USD | evidence → |