Call report 2012Q4
F & M BANK AND TRUST COMPANY — 2012Q4
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,204,000 | USD | evidence → |
| Total loans | 54,533,000 | USD | evidence → |
| Allowance for loan losses | 2,032,000 | USD | evidence → |
| Securities available for sale | 7,578,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,606,000 | USD | evidence → |
| Interest-bearing deposits | 70,552,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,054,000 | USD | evidence → |
| Equity capital | 3,307,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,870,000 | USD | evidence → |
| Interest expense | 1,396,000 | USD | evidence → |
| Net interest income | 2,474,000 | USD | evidence → |
| Noninterest income | 378,000 | USD | evidence → |
| Noninterest expense | 5,341,000 | USD | evidence → |
| Provision for loan losses | 635,000 | USD | evidence → |
| Pretax income | -3,124,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -3,124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,278,000 | USD | evidence → |
| Total capital | 4,071,000 | USD | evidence → |
| Risk-weighted assets | 62,256,000 | USD | evidence → |