Call report 2012Q3
F & M BANK AND TRUST COMPANY — 2012Q3
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,303,000 | USD | evidence → |
| Total loans | 54,316,000 | USD | evidence → |
| Allowance for loan losses | 2,184,000 | USD | evidence → |
| Securities available for sale | 7,737,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,720,000 | USD | evidence → |
| Interest-bearing deposits | 71,400,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,321,000 | USD | evidence → |
| Equity capital | 4,067,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,940,000 | USD | evidence → |
| Interest expense | 1,058,000 | USD | evidence → |
| Net interest income | 1,882,000 | USD | evidence → |
| Noninterest income | 381,000 | USD | evidence → |
| Noninterest expense | 3,985,000 | USD | evidence → |
| Provision for loan losses | 635,000 | USD | evidence → |
| Pretax income | -2,357,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -2,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,046,000 | USD | evidence → |
| Total capital | 4,848,000 | USD | evidence → |
| Risk-weighted assets | 62,757,000 | USD | evidence → |