Call report 2025Q4
MERCER SAVINGS BANK — 2025Q4
The 22 measures MERCER SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,434,000 | USD | evidence → |
| Total loans | 150,585,000 | USD | evidence → |
| Allowance for loan losses | 913,000 | USD | evidence → |
| Securities available for sale | 9,824,000 | USD | evidence → |
| Securities held to maturity | 63,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,409,000 | USD | evidence → |
| Interest-bearing deposits | 132,386,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,023,000 | USD | evidence → |
| Equity capital | 22,249,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,569,000 | USD | evidence → |
| Interest expense | 2,553,000 | USD | evidence → |
| Net interest income | 7,016,000 | USD | evidence → |
| Noninterest income | 370,000 | USD | evidence → |
| Noninterest expense | 5,948,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 1,355,000 | USD | evidence → |
| Income tax | 224,000 | USD | evidence → |
| Net income | 1,131,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,386,000 | USD | evidence → |
| Total capital | 23,304,000 | USD | evidence → |
| Risk-weighted assets | 125,185,000 | USD | evidence → |