Call report 2025Q3
MERCER SAVINGS BANK — 2025Q3
The 22 measures MERCER SAVINGS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,430,000 | USD | evidence → |
| Total loans | 151,726,000 | USD | evidence → |
| Allowance for loan losses | 960,000 | USD | evidence → |
| Securities available for sale | 9,656,000 | USD | evidence → |
| Securities held to maturity | 68,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,342,000 | USD | evidence → |
| Interest-bearing deposits | 129,267,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,075,000 | USD | evidence → |
| Equity capital | 21,910,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,189,000 | USD | evidence → |
| Interest expense | 1,945,000 | USD | evidence → |
| Net interest income | 5,244,000 | USD | evidence → |
| Noninterest income | 275,000 | USD | evidence → |
| Noninterest expense | 4,345,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 1,103,000 | USD | evidence → |
| Income tax | 186,000 | USD | evidence → |
| Net income | 917,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,072,000 | USD | evidence → |
| Total capital | 23,037,000 | USD | evidence → |
| Risk-weighted assets | 129,276,000 | USD | evidence → |