Call report 2025Q1
MERCER SAVINGS BANK — 2025Q1
The 22 measures MERCER SAVINGS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 180,510,000 | USD | evidence → |
| Total loans | 154,888,000 | USD | evidence → |
| Allowance for loan losses | 934,000 | USD | evidence → |
| Securities available for sale | 9,835,000 | USD | evidence → |
| Securities held to maturity | 78,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,551,000 | USD | evidence → |
| Interest-bearing deposits | 121,422,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,129,000 | USD | evidence → |
| Equity capital | 20,981,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,334,000 | USD | evidence → |
| Interest expense | 674,000 | USD | evidence → |
| Net interest income | 1,660,000 | USD | evidence → |
| Noninterest income | 119,000 | USD | evidence → |
| Noninterest expense | 1,626,000 | USD | evidence → |
| Provision for loan losses | 28,000 | USD | evidence → |
| Pretax income | 125,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 117,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,280,000 | USD | evidence → |
| Total capital | 22,214,000 | USD | evidence → |
| Risk-weighted assets | 135,460,000 | USD | evidence → |