Call report 2024Q4
MERCER SAVINGS BANK — 2024Q4
The 22 measures MERCER SAVINGS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 180,864,000 | USD | evidence → |
| Total loans | 156,880,000 | USD | evidence → |
| Allowance for loan losses | 964,000 | USD | evidence → |
| Securities available for sale | 10,987,000 | USD | evidence → |
| Securities held to maturity | 85,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,780,000 | USD | evidence → |
| Interest-bearing deposits | 118,410,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,370,000 | USD | evidence → |
| Equity capital | 20,864,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,901,000 | USD | evidence → |
| Interest expense | 2,843,000 | USD | evidence → |
| Net interest income | 6,058,000 | USD | evidence → |
| Noninterest income | 632,000 | USD | evidence → |
| Noninterest expense | 5,523,000 | USD | evidence → |
| Provision for loan losses | 68,000 | USD | evidence → |
| Pretax income | 1,103,000 | USD | evidence → |
| Income tax | 191,000 | USD | evidence → |
| Net income | 912,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,165,000 | USD | evidence → |
| Total capital | 22,129,000 | USD | evidence → |
| Risk-weighted assets | 133,942,000 | USD | evidence → |