Call report 2008Q4
OJAI COMMUNITY BANK — 2008Q4
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,287,000 | USD | evidence → |
| Total loans | 66,292,000 | USD | evidence → |
| Allowance for loan losses | 1,089,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,550,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,841,000 | USD | evidence → |
| Interest-bearing deposits | 66,698,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,143,000 | USD | evidence → |
| Equity capital | 12,368,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,100,000 | USD | evidence → |
| Interest expense | 880,000 | USD | evidence → |
| Net interest income | 2,220,000 | USD | evidence → |
| Noninterest income | 162,000 | USD | evidence → |
| Noninterest expense | 2,178,000 | USD | evidence → |
| Provision for loan losses | 302,000 | USD | evidence → |
| Pretax income | -92,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -93,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,237,000 | USD | evidence → |
| Total capital | 10,098,000 | USD | evidence → |
| Risk-weighted assets | 68,654,000 | USD | evidence → |