Call report 2008Q3
OJAI COMMUNITY BANK — 2008Q3
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,743,000 | USD | evidence → |
| Total loans | 33,164,000 | USD | evidence → |
| Allowance for loan losses | 401,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,526,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,356,000 | USD | evidence → |
| Interest-bearing deposits | 28,653,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,703,000 | USD | evidence → |
| Equity capital | 10,564,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,089,000 | USD | evidence → |
| Interest expense | 611,000 | USD | evidence → |
| Net interest income | 1,478,000 | USD | evidence → |
| Noninterest income | 83,000 | USD | evidence → |
| Noninterest expense | 1,349,000 | USD | evidence → |
| Provision for loan losses | 214,000 | USD | evidence → |
| Pretax income | 4,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 3,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,564,000 | USD | evidence → |
| Total capital | 10,975,000 | USD | evidence → |
| Risk-weighted assets | 39,040,000 | USD | evidence → |