Call report 2012Q2
CITIZENS SAVINGS BANK — 2012Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 229,490,000 | USD | evidence → |
| Total loans | 171,357,000 | USD | evidence → |
| Allowance for loan losses | 3,135,000 | USD | evidence → |
| Securities available for sale | 10,551,000 | USD | evidence → |
| Securities held to maturity | 1,858,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 192,447,000 | USD | evidence → |
| Interest-bearing deposits | 166,557,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,890,000 | USD | evidence → |
| Equity capital | 22,950,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,529,000 | USD | evidence → |
| Interest expense | 1,273,000 | USD | evidence → |
| Net interest income | 5,256,000 | USD | evidence → |
| Noninterest income | 409,000 | USD | evidence → |
| Noninterest expense | 3,972,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,509,000 | USD | evidence → |
| Income tax | 514,000 | USD | evidence → |
| Net income | 995,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,838,000 | USD | evidence → |
| Total capital | 24,602,000 | USD | evidence → |
| Risk-weighted assets | 139,789,000 | USD | evidence → |