Call report 2012Q1
CITIZENS SAVINGS BANK — 2012Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 233,307,000 | USD | evidence → |
| Total loans | 174,172,000 | USD | evidence → |
| Allowance for loan losses | 3,365,000 | USD | evidence → |
| Securities available for sale | 10,982,000 | USD | evidence → |
| Securities held to maturity | 885,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,540,000 | USD | evidence → |
| Interest-bearing deposits | 169,798,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,742,000 | USD | evidence → |
| Equity capital | 22,404,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,248,000 | USD | evidence → |
| Interest expense | 659,000 | USD | evidence → |
| Net interest income | 2,589,000 | USD | evidence → |
| Noninterest income | 194,000 | USD | evidence → |
| Noninterest expense | 1,975,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 714,000 | USD | evidence → |
| Income tax | 219,000 | USD | evidence → |
| Net income | 495,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,338,000 | USD | evidence → |
| Total capital | 24,153,000 | USD | evidence → |
| Risk-weighted assets | 143,615,000 | USD | evidence → |