Call report 2012Q4
MERIT BANK — 2012Q4
The 22 measures MERIT BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,543,000 | USD | evidence → |
| Total loans | 57,501,000 | USD | evidence → |
| Allowance for loan losses | 769,000 | USD | evidence → |
| Securities available for sale | 3,714,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,307,000 | USD | evidence → |
| Interest-bearing deposits | 53,878,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,429,000 | USD | evidence → |
| Equity capital | 6,788,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,364,000 | USD | evidence → |
| Interest expense | 639,000 | USD | evidence → |
| Net interest income | 2,725,000 | USD | evidence → |
| Noninterest income | 480,000 | USD | evidence → |
| Noninterest expense | 2,038,000 | USD | evidence → |
| Provision for loan losses | 265,000 | USD | evidence → |
| Pretax income | 906,000 | USD | evidence → |
| Income tax | 339,000 | USD | evidence → |
| Net income | 567,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,192,000 | USD | evidence → |
| Total capital | 6,785,000 | USD | evidence → |
| Risk-weighted assets | 51,426,000 | USD | evidence → |