Call report 2012Q3
MERIT BANK — 2012Q3
The 22 measures MERIT BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 67,036,000 | USD | evidence → |
| Total loans | 57,933,000 | USD | evidence → |
| Allowance for loan losses | 823,000 | USD | evidence → |
| Securities available for sale | 3,536,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,659,000 | USD | evidence → |
| Interest-bearing deposits | 52,075,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,584,000 | USD | evidence → |
| Equity capital | 6,231,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,454,000 | USD | evidence → |
| Interest expense | 473,000 | USD | evidence → |
| Net interest income | 1,981,000 | USD | evidence → |
| Noninterest income | 206,000 | USD | evidence → |
| Noninterest expense | 1,404,000 | USD | evidence → |
| Provision for loan losses | 155,000 | USD | evidence → |
| Pretax income | 632,000 | USD | evidence → |
| Income tax | 227,000 | USD | evidence → |
| Net income | 405,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,626,000 | USD | evidence → |
| Total capital | 6,217,000 | USD | evidence → |
| Risk-weighted assets | 47,211,000 | USD | evidence → |