Call report 2012Q1
MERIT BANK — 2012Q1
The 22 measures MERIT BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,945,000 | USD | evidence → |
| Total loans | 52,870,000 | USD | evidence → |
| Allowance for loan losses | 839,000 | USD | evidence → |
| Securities available for sale | 4,899,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,560,000 | USD | evidence → |
| Interest-bearing deposits | 45,015,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,545,000 | USD | evidence → |
| Equity capital | 5,635,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 727,000 | USD | evidence → |
| Interest expense | 153,000 | USD | evidence → |
| Net interest income | 574,000 | USD | evidence → |
| Noninterest income | 19,000 | USD | evidence → |
| Noninterest expense | 378,000 | USD | evidence → |
| Provision for loan losses | 65,000 | USD | evidence → |
| Pretax income | 153,000 | USD | evidence → |
| Income tax | 58,000 | USD | evidence → |
| Net income | 95,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,065,000 | USD | evidence → |
| Total capital | 5,617,000 | USD | evidence → |
| Risk-weighted assets | 43,895,000 | USD | evidence → |