Call report 2011Q4
MERIT BANK — 2011Q4
The 22 measures MERIT BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,514,000 | USD | evidence → |
| Total loans | 44,610,000 | USD | evidence → |
| Allowance for loan losses | 774,000 | USD | evidence → |
| Securities available for sale | 7,854,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,182,000 | USD | evidence → |
| Interest-bearing deposits | 42,370,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,812,000 | USD | evidence → |
| Equity capital | 5,404,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,685,000 | USD | evidence → |
| Interest expense | 678,000 | USD | evidence → |
| Net interest income | 2,007,000 | USD | evidence → |
| Noninterest income | 124,000 | USD | evidence → |
| Noninterest expense | 1,449,000 | USD | evidence → |
| Provision for loan losses | 385,000 | USD | evidence → |
| Pretax income | 347,000 | USD | evidence → |
| Income tax | 95,000 | USD | evidence → |
| Net income | 252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,774,000 | USD | evidence → |
| Total capital | 5,264,000 | USD | evidence → |
| Risk-weighted assets | 39,296,000 | USD | evidence → |