Call report 2025Q4
PEOPLES STATE BANK — 2025Q4
The 22 measures PEOPLES STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 23,833,000 | USD | evidence → |
| Total loans | 21,125,000 | USD | evidence → |
| Allowance for loan losses | 201,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 17,863,000 | USD | evidence → |
| Interest-bearing deposits | 11,723,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,140,000 | USD | evidence → |
| Equity capital | 4,633,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,552,000 | USD | evidence → |
| Interest expense | 304,000 | USD | evidence → |
| Net interest income | 1,248,000 | USD | evidence → |
| Noninterest income | 121,000 | USD | evidence → |
| Noninterest expense | 647,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 712,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 685,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,633,000 | USD | evidence → |