Call reports 2025
PEOPLES STATE BANK — 2025
What PEOPLES STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 21,139,000 | 19,665,000 | 19,914,000 | 23,833,000 |
| Total loans | 17,749,000 | 16,436,000 | 18,002,000 | 21,125,000 |
| Allowance for loan losses | 178,000 | 183,000 | 197,000 | 201,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 421,000 | 410,000 | 254,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,415,000 | 14,784,000 | 13,836,000 | 17,863,000 |
| Interest-bearing deposits | 8,753,000 | 9,055,000 | 8,017,000 | 11,723,000 |
| Noninterest-bearing deposits | 6,662,000 | 5,729,000 | 5,819,000 | 6,140,000 |
| Equity capital | 4,811,000 | 4,747,000 | 4,700,000 | 4,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 771,000 | 1,142,000 | 1,552,000 |
| Interest expense | 76,000 | 153,000 | 217,000 | 304,000 |
| Net interest income | 321,000 | 618,000 | 925,000 | 1,248,000 |
| Noninterest income | 30,000 | 64,000 | 104,000 | 121,000 |
| Noninterest expense | 167,000 | 319,000 | 476,000 | 647,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 184,000 | 363,000 | 543,000 | 712,000 |
| Income tax | 6,000 | 14,000 | 21,000 | 27,000 |
| Net income | 178,000 | 349,000 | 522,000 | 685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,811,000 | 4,747,000 | 4,700,000 | 4,633,000 |