Call report 2005Q1
BAY-HERMANN-BERGER BANK — 2005Q1
The 22 measures BAY-HERMANN-BERGER BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,724,000 | USD | evidence → |
| Total loans | 26,778,000 | USD | evidence → |
| Allowance for loan losses | 320,000 | USD | evidence → |
| Securities available for sale | 8,992,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,486,000 | USD | evidence → |
| Interest-bearing deposits | 31,080,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,406,000 | USD | evidence → |
| Equity capital | 3,185,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 510,000 | USD | evidence → |
| Interest expense | 123,000 | USD | evidence → |
| Net interest income | 387,000 | USD | evidence → |
| Noninterest income | 46,000 | USD | evidence → |
| Noninterest expense | 305,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 128,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,237,000 | USD | evidence → |
| Total capital | 3,557,000 | USD | evidence → |
| Risk-weighted assets | 27,432,000 | USD | evidence → |